For young people who need financial management, it is suggested to set up four accounts, namely cash account, with daily expenses accounting for about 10% of income, investment account, stock and securities accounting for about 30% of leveraged account, social security commercial insurance accounting for about 20%, long-term investment income account, bond time deposit and dividend insurance accounting for about 40%! I hope it helps you. I suggest buying some dividend insurance, compulsory deposit for long-term income, and taking some venture capital around the age of 30! ! Come on, youth is capital, anything is possible! !