There are no fees for subscription and redemption of Harvest Monetary Fund. There is only a small management fee. Because it invests in extremely safe financial products such as bonds, central bank bills, financial bonds, time deposits, commercial deposits, and bank certificates of deposit. The average investment period of money fund investment is 4-6 months, and the annual return is around 4%-5%. With a principal of 130,000 yuan, your annual income will be around 6,500 yuan.