1. The arrival date of the principal and income of the wealth management product is clearly specified in the product manual, which is generally 2 working days. Due to the slow investment mode and fund recovery rate of a few wealth management products, the arrival date of some products is marked as 10 working days in the product manual, but it will generally arrive earlier than 10 working days.

2. After the wealth management products expire, the principal and income are recorded in batches through the system. If the account is abnormal or the system fails to record it abnormally, it will be recorded manually after communication with you for confirmation.

3. Staged products (that is, closed products with expected returns) generally arrive after the afternoon of T+ 1 day 17. Only products with subscriptions and product expiration dates are classified as subcategories.

4. After the maturity of RMB wealth management products, the income and principal are recorded at the same time, only twice.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.