With the increasing awareness of investment and financial management, bond funds have become a good investment choice. However, the recent frequent lightning storms of bond funds have attracted many people's attention. The most common question is: Can the debt-based storm principal come back? This paper will analyze this problem from many angles.

First, the causes of debt-based thunderstorms

The debt base is caused by the default of the bonds held, and the reasons for the default mainly include the credit risk of the bond issuer, the interest rate risk in the bond market and the macroeconomic risk. Among them, the most common is the credit risk of bond issuers. If the bond issuer defaults, the principal and interest of the bond may not be recovered.

Second, can the principal of the debt base be returned?

For debt-based investors, the most concerned issue is whether the principal can be returned. If the issuer defaults and the debt base loses part of its principal, can investors get compensation? The answer is possible.

First of all, if the debt-based manager is at fault, such as failing to fully evaluate and control the risk of bonds in the portfolio, then investors can seek compensation through legal channels. In addition, if investors buy insurance or related protection plans, such as bank financing, they may also get partial compensation.

Third, how to prevent debt-based risks.

In order to avoid the loss of debt base, investors need to start from the following aspects:

1. Choose a bond fund with high credit rating. Bond funds with high ratings are usually relatively low in risk, and investors can understand the overall risk level of the fund by checking the fund rating or consulting the fund manager.

2. Diversified investment portfolio. Diversification can reduce the overall risk, and investors can spread their funds among multiple bond funds or other financial products.

3. Understand the market dynamics. Investors need to know the changes of macroeconomic environment, industrial policies and the credit status of various bond issuers in time, so as to make timely investment decisions.

To sum up, whether the debt-based thunderstorm principal can be returned is actually a complicated issue. If investors can correctly choose bond funds, diversify their investments, keep abreast of market trends and purchase risk protection plans, the risk of debt-based losses can be reduced.