You won’t lose money!

Monetary funds generally do not lose money.

Monetary funds have very little risk, and of course the returns are correspondingly very little, which is slightly better than depositing money in a bank.

Monetary funds carry very little risk and do not charge subscription fees or redemption fees. The management fees and custody fees have been deducted from the fund assets. The face value of the fund is always one yuan, and interest is paid every day and dividends are carried forward at the end of the month, so you will not lose money.

Moreover, there are no handling fees for buying and selling this kind of fund, and the accompanying interest is not high (the average annual income is about 3%), but the interest is calculated on a daily basis, which is much higher than the bank's current interest rate.

Very suitable for small short-term investments.

Specific varieties, such as: Huaxia Cash Increase, Harvest Currency, etc.

Currency funds are risk-free and fee-free investments, with returns equivalent to one-year bank fixed deposits.

It is recommended to choose Huaxia Cash Profit-increasing Monetary Fund. The seven-day annualized rate in the past month has been above 4%, which is higher than the interest rate of regular one-year bank deposits.

To invest in currency funds, you need to start with 1,000 yuan for the first time. In the future, you can buy if you can get 500 yuan.

No fixed investment is required, you can buy at any time.

Because whenever you buy a currency fund, it always has a face value of one yuan.

It means that the income is transferred to your account every month, and it is reinvested with compound interest.

It is an investment that will not lose money.

Monetary funds have almost no investment risk and are the category with the lowest risk-return level among all public funds. The annual return rate is close to that of a one-year time deposit.

The advantage of monetary funds is that they maintain high liquidity and can obtain interest rates that exceed those of demand deposits.

It is possible to buy money funds. The risk is relatively low, almost zero risk, but the returns are not high. The annual returns of the best money funds last year were only about 2%, and the ordinary ones were around 1.8%, which is higher than the half-year regular returns.

, but not as good as a year's regular income. It calculates income on a daily basis and pays dividends every day. It is suitable for investors who often need liquid capital turnover. If you don't need money for a long time, it is best to choose bond funds. The risk is not high and the annual income is

will exceed 5%.

You can take a look; ChinaAMC, Harvest, E Fund, GF, Huashang, etc., there are many. These are large-scale fund companies with quite good previous performance. They are for reference only and do not constitute investment advice. It is best to

When you have time, go to Hexun.com and take a look. They are all introduced there.