Compensation will be paid on a case-by-case basis.

Compulsory traffic insurance is something that every car owner must insure. If you have not paid compulsory traffic insurance, you cannot apply for a license plate. When a traffic accident occurs, the maximum compensation for compulsory traffic insurance is about 120,000. If the car owner is not responsible, then

Generally, the compensation is more than 10,000 yuan.

Compulsory traffic insurance personal injury compensation standard 20221. When the car owner is determined to be responsible: After an accident, the compulsory traffic insurance will probably pay up to 122,000 yuan (maximum compensation for death and disability is 110,000 yuan, medical expenses are up to 10,000 yuan, and property damage is up to 2,000 yuan).

No matter how big or small the car owner's liability is, if the car owner is "responsible", the compensation from the compulsory traffic insurance will be based on the maximum limit of each item.

2. When it is determined that the car owner is not responsible: After an accident, the compulsory traffic insurance will pay a maximum compensation of 12,100 yuan (death and disability compensation of 11,000 yuan, medical expenses of 1,000 yuan, and property damage insurance of 100 yuan).

3. Compulsory traffic insurance personal injury compensation scope: If the victim is injured due to an accident, the corresponding medical expenses can be reimbursed, including registration fees, medical fees, examination fees, treatment fees, hospitalization fees, diagnosis and treatment fees, hospitalization food subsidies; nursing fees, accommodation

expenses, etc., as well as necessary and reasonable follow-up treatment expenses, plastic surgery expenses, nutrition expenses, etc.

If the victim is unable to work normally due to treatment or recuperation, he may also be compensated for loss of income.

Compulsory traffic insurance personal injury compensation amount: If a personal injury accident occurs but there is no death or disability, the compulsory traffic insurance can compensate up to 18,000 yuan for medical expenses and 2,000 yuan for property losses.

The legal basis is Article 21 of the "Regulations on Compulsory Traffic Insurance". If an insured motor vehicle is involved in a road traffic accident and causes personal injury or property damage to the vehicle occupants or victims other than the insured, the insurance company shall be responsible for the motor vehicle traffic accident liability in accordance with the law.

Compensation shall be made within the limits of compulsory insurance liability.

Losses in road traffic accidents are intentionally caused by the victim, and the insurance company will not compensate.

Article 4 of the "Regulations on Compulsory Traffic Insurance" stipulates that motor vehicles that have not purchased compulsory traffic insurance will not be registered by the motor vehicle management department and will not be inspected.

To put it simply, if you don’t buy compulsory traffic insurance, you won’t be able to pass your annual inspection, and you won’t be able to drive on the road.

Article 39 of the "Regulations on Compulsory Traffic Insurance" stipulates: If a motor vehicle is not insured by compulsory traffic insurance, once it is investigated, a fine of twice the insurance premium of the minimum liability limit may be imposed.

To put it simply, if you are caught, you will be fined, and if you buy compulsory traffic insurance and subsidize the compulsory traffic insurance sign, you will also be deducted points and fined.