Investment risk is the most concerned issue for every investor. For Xin Jimin, faced with hundreds of different funds in the market, it is difficult and risky for individuals to choose, but in order to avoid risks, they always want to buy a little of all types of funds. A senior financial planner said: FoFs is actually a fund that helps investors buy a "basket of funds" at one time. Through the second screening of funds by experts, it effectively reduces the characteristics of non-systematic risks.

Choosing a single fund is risky and difficult, and fof greatly reduces the risk of investment funds through portfolio investment. FoFs locks its investors in the ranks of low-risk preferences, which also shows its stability relative to funds. Although the brokers who launched fof all claimed that their products were characterized by "low cost and high return", it is impossible for fof to invest in all stock funds, so it is necessary to allocate certain currency or bond funds, and the return is definitely not as high as that of stock funds, especially in a bull market. Professionals believe that if you have a professional vision, or have reliable investment experts around you, you should not be too cautious when the market continues to be optimistic. Funds are long-term investment products. Although this year's rate of return can't be compared with last year's, the return probability of investing in equity funds is theoretically higher than that of the relatively conservative fof.