Question 1: How much is the fund redemption fee? How many days will the fund be redeemed? Fund subscription and redemption costs are relatively high, so it is necessary to choose funds carefully. Most people like to ask Zhanheng Wealth Management to answer your questions about the fund redemption fee and how many days will it take for the fund redemption to arrive. Termination of fixed investment and redemption of fund shares are two completely different operations, which do not affect each other. 1. Termination of fixed investment. You can find your current fixed investment quota agreement in online banking, and then apply for termination, so don't worry. It will definitely be confirmed. Continue to make a fixed investment, and Galaxy will automatically deduct the money without doing anything. 2. Redeem the fund shares held, and click Redeem in the held funds. Of course, you can hold it for a period of time and then redeem it, completely unaffected by the termination of the fixed investment. The redemption fee is generally 0.5%. If it is a back-end fund, the back-end subscription fee (generally higher than the front-end subscription fee 1.5%) should be paid in addition to the redemption fee. 3. On the other hand, fund investment is not suitable for short-term operation. The short-term operating cost is about 2% and the fund net value is lost, which is too uneconomical. It is best to give the fund a year or so to really see its level. Different channels have different regulations. The function of suspending fixed investment is similar to terminating fixed investment. The difference is that if you change your mind in the future, you can re-enable it and continue to automatically deduct the fixed investment. It should be noted that the suspension should have a time limit, after which it may be completely terminated. General stock funds will be confirmed in 1-2 working days and will be received in 3-7 working days. After redemption, no operation is required. The confirmation of the fund company shows that the transaction has been successful, and the record of funds in transit also confirms this, just waiting for the money to arrive.

Question 2: How much is the redemption share in the fund? How many shares the fund redeems does not represent how much money.

At present, the principle of unknown price is adopted in fund redemption, and it is impossible to know how much money you should get when redeeming. Only know the current share and choose to redeem all or part of the share. The redemption price (net value) can only be calculated after it is announced that night and refined that day.

The redemption amount is the actual confirmed effective redemption share multiplied by the net value of the fund share on the day of application and the corresponding expenses are deducted, rounded to two decimal places, and the assets represented by the rounded part belong to the Fund.

Example: An investor redeems 65,438+00,000 fund shares of the Fund in 65,438+0.5 years, and the applicable redemption rate is 0.25%. Suppose the net value of the fund share on the day of subscription is 65,438+0.05 yuan, and the net value of the fund share on the day of redemption is 65,438+0.25 yuan, and the back-end fee is adopted (the back-end fee means that investors do not have to pay when purchasing the fund.

Total redemption amount = 1 ten thousand × 1.25 = 1.25 million yuan.

Back-end subscription fee =10000×1.05×1.0% =105 yuan.

Redemption fee =12500× 0.25% = 31.25 yuan.

Redemption amount (the net value of fund shares on that day) =12500-105-31.25 =12363.75 yuan.

That is, investors redeem 65,438+00,000 fund shares, and the redemption amount of 65,438+02,363.75 yuan can be obtained by back-end charging. If the subscription fee has been paid at the time of subscription, the redemption amount (net value of fund shares on that day) =12500-31.25 =12468.75 yuan.

Question 3: The fund redeems100000 every day, only 50000. According to the landlord's description, there should be an upper limit for bank transfer (generally 5W). It is recommended to consult relevant customer service before confirming.

Question 4: Is there a handling fee for fund redemption? How much is the fund redemption fee? 1. There are several types of open-end funds: currency type, bond type, capital preservation type and stock type. There is no redemption fee for the money fund, and the income is equivalent to six months to one year's deposits, which can be redeemed at any time without loss. The subscription and redemption costs of bond funds are relatively low, and the income is generally greater than that of money funds, but there is also a risk of loss, and the loss will not be great. Stock funds have the highest subscription and redemption costs, and the fund assets are stocks. When the stock market falls, the fund will have the risk of losing money, but when the stock market rises, there will be gains. According to the holding time of stock funds, the redemption fee is gradually reduced to zero. If it is held for more than one year but less than two years, the redemption fee will be reduced from 0.5% to 0.25%, and if it is held for more than two years, the redemption fee will be zero. Fund expenses are divided into front-end expenses and back-end expenses. Among them, the front-end fee means that when you subscribe for and purchase funds, you must pay the handling fee; Back-end charge means that there is no need to pay the handling fee when subscribing and purchasing the fund, but the handling fee is paid when redeeming, and the handling fee decreases year by year with the increase of the number of years of holding the fund; For details of front-end and back-end fees, please consult the relevant announcement information of the fund management company. Second, different funds have different redemption times. I don't know what fund you bought, but I can give you a clever way to shorten the redemption time of the fund. Trick 1: Pick T+3 funds. At present, there are hundreds of open-end equity funds issued by large and small fund companies, but the time for each fund company to redeem its funds is not uniform, some are T+3, some are T+4. Therefore, financial experts advise investors that when buying a fund, they must look at whether the redemption time of this fund is T+4 or T+3. If the operation level of the two funds is comparable, we might as well give it a try. Trick 2: choose the curve to redeem most fund companies not only have stock funds, but also monetary funds. Their mutual transfer of funds is T+0 or T+ 1. Therefore, investors can skillfully use the time difference to effectively shorten the time for fund redemption. For example, the investor Mr. Zhang is in urgent need of money. There is a stock fund that needs to be redeemed, but he wants to shorten the time on the road. The mutual conversion between stock funds and monetary funds of fund companies is T+0, so Mr. Zhang first converts his stock funds into monetary funds and redeems them. Because the redemption of monetary funds is generally T+ 1, Mr. Zhang's fund redemption time will be shortened by 65,438+. Trick 3: Using the system to trade investors sometimes ruin the redemption plan because of their busy work. In fact, this situation can be avoided if some business projects of banks and fund companies are effectively applied. At present, most banks and fund companies have opened the fund investment reservation redemption business. As long as investors agree on the redemption price and time in advance in the online trading system of banks or fund companies, at that time, even if investors have no time to operate, the system will automatically complete the transaction according to investors' instructions. Tip # 4: The exchange time in transit is calculated according to working days, and national holidays, such as Sunday, Labor Day, National Day and Spring Festival, are not included in the calculation. For example, Ms. Wang redeemed equity funds on the last trading day before the Golden Week, and the funds had to wait until the fourth to fifth working days after the seven-day holiday. T+3 or T+4 becomes T+ 1 1 or T+ 12. If investors buy funds on the last trading day before the Golden Week, they can still make a deal after the holiday. In this way, their funds will not be used for seven days, and their deposits will not receive any interest. Therefore, from the perspective of financial management, whether it is to purchase or redeem funds, we must avoid holidays. Third, as for how many days to arrive, different fund types arrive at different times. Many banks have cooperated with fund companies to launch T+2 services. If it is a QDII fund, the time will be longer, usually 8 to 9 working days, because it involves foreign exchange transactions. At present, funds called ETF or LOF are all traded in securities accounts, and the funds can be received in real time after being sold (if they are transferred out, they need to be received the next day). Most equity funds can do T+4 working days. At present, some fund companies and banks have opened the "silver-based link" business. If you take the "Yinjitong" channel, money market funds can arrive at noon on the second working day after redemption, and non-money market funds can arrive at noon on the third working day after redemption. 4. You can see ... >>

Question 5: What is the redemption rate of various funds? Hello, the redemption fees of various funds vary greatly.

The cost of different funds is different, and the cost of different channels is different, mainly depending on the channel.

Question 6: How many days does it take for the fund to be redeemed? The time of fund redemption depends on the specific products and purchase channels, and different products and channels will have different regulations.

There are two differences in channels: "online direct selling"

Redemption time of monetary fund: T+ 1.

Redemption time of stock funds: T+3 days.

Redemption time of bond fund: T+3 days.

Redemption time of QDII fund: T+8 days.

Other consignment channels

Monetary funds: T+2 to T+3 are received.

Equity fund: T+4 days.

Bond fund: T+4 days.

QDII fund: T+9 arrives.

Question 7: How many days does it take to redeem the fund? If you buy a fund at China Merchants Bank, the redemption of the fund will not arrive in real time, and the redemption time will vary according to the funds held. The specific arrival time is subject to the regulations of each fund company. You can log in to the online banking professional edition/popular edition, and click the corresponding fund name on the home page of Investment Management-Fund (Yinjitong)-Fund to check the arrival time of fund redemption funds. For example, if it is redeemed before Monday 15:00, the redemption will be displayed as 4, that is, the arrival time will be T+4 trading days.

Question 8: I have 300,000 spare money100,000 to buy three funds * * * and now I am losing money 15%. Should I redeem it? If you don't redeem it, the stock is almost at the bottom now, and the fund will go up when the stock goes up!

Question 9: The flexible allocation of China Post's information industry has lost100000. Should it be redeemed now? When it comes to China Post Fund, it is always described as "radical". Whether it is a bull market or a bear market, it always stays high. Therefore, when the market is depressed, its equity products are the first to be affected. Moreover, China Post Fund has always been known to the market for its investment style of GEM. Even though the market style has changed obviously, China Post Fund still sticks to its old love. Therefore, most of its partial stock products have not only entered the blue-chip market, but also been dragged down by small and medium-sized enterprises that have fallen miserably.

Question 10: Can I redeem the money when I bought the fund whenever I redeem the fund? Haha, man, you think too much. The fund is not a bank deposit, and you can get back the principal at maturity. Funds are securities investment products, all of which are risky. Funds are * * * wealth management, that is, fund companies issue fund shares and collect customers' funds to buy stocks and other related products, so the net value of funds will change.