1. The down payment ratio of the provident fund second suite is lowered. The Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China issued a notice yesterday to adjust the minimum down payment ratio of individual housing loans for housing provident fund.

2. If you own 1 apartment and have settled the house purchase loan, the minimum down payment ratio for purchasing the second suite will be reduced to 20%.

3. On March 30th, it was stipulated to use provident fund loans to purchase the first set of ordinary self-occupied houses, and the minimum down payment ratio was 20%.

4. If you own 1 apartment and have settled the corresponding housing loan, you can apply for provident fund loan again to buy ordinary self-occupied housing, with the minimum down payment ratio of 30%.

5. The Ministry of Finance and State Taxation Administration of The People's Republic of China jointly issued the Notice on Adjusting the Business Tax Policy of Individual Housing Transfer, which changed the period of exemption of second-hand housing business tax from 5 years to 2 years.

6. The announcement of the New Deal jointly issued by the Ministry of Housing and Urban-Rural Development and the Ministry of Commerce released the time limit and quantity requirements for overseas individuals to purchase houses in China, and lowered the threshold for foreign investment in real estate enterprises. China property market "foreign order" 10 was loosened for the first time in 0 years.

7. Starting from June 1 day, the loan applicant who owns 1 house in Beijing and settles the personal loan of the corresponding housing accumulation fund to purchase the second ordinary self-occupied house will implement the second housing loan policy, with the minimum down payment ratio of 30% and the maximum loan amount of 800,000 yuan.

The second mortgage of provident fund in each region is different, and the interest rate of the second mortgage of provident fund in each region is also different. Still have to change according to the requirements of each city. The second suite provident fund is more complicated than the first one. The minimum down payment ratio in some cities is 20%, and the minimum down payment ratio in some first-tier cities is 30%. Before buying a house, you still have to go to the provident fund management centers around the country to inquire.