Judging from the annualized rate of return of fund companies over the years, there may be losses and risks in saving money on WeChat to buy money funds, but there is no record of losses at present.

Judging from the loss and risk of wealth management funds, investment funds will have certain risks, but this risk is very small, its income is stable, and it has the characteristics of high security under high stability.

In terms of account security and theft of wealth management funds, WeChat Wealth Management is protected by the WeChat account security system and can only transfer wealth management funds to its own bank card.

Bank financing interest calculation formula?

The calculation formula of interest of bank wealth management products is: interest = principal * yield * product term. Take Minsheng Bank Suntory for 74 days as an example, and the deposit interest rate is 3%. If you buy 654.38+00000 yuan, the interest you can get at maturity is:10000 * (3%/360) * 74 = 61.7 yuan.

Is it true to manage money and make money?

Of course, it is true to make money through financial management, but it must be purchased through formal channels. For example, if you deposit money into a change account on WeChat, you will get a profit every day, or if you put money into Yu 'ebao, you will get a profit every day.

There are also stock funds, hybrid funds, gold funds and so on. These risks are relatively large. The market is good, then you can make money. If the market is bad, you will lose money.

Is it reliable to manage money and make money?

If financial management is a formal platform purchase, it is definitely reliable. The platform will not take your money. For example, Alipay, WeChat, Bank, etc. Are reliable, well known and highly safe.

But because financial management is risky, financial management itself is risky, so there is the possibility of losing money. Therefore, investors should also pay attention to the risk when investing in wealth management to make money. If there is a loss, can they afford it? If not, buy a less risky financial management to make money.

Summary: It is true and reliable to make money through financial management, but it must be purchased through formal channels and formal platforms. For example, if you deposit money in WeChat's change account, you will earn money every day, or if you put money in Yu 'ebao, you will earn money every day. However, because financial management is risky, it carries its own risks, so it is possible to lose money. Therefore, investors should pay attention to the risk when investing in financial management to make money.