5% subsidy for buying a house, 5% discount for buying a house, fulfilling your dream of buying a house, and public welfare subsidy projects ... At the end of 215, the streets and alleys of Panxian County (now "Panzhou City") in Guizhou Province were covered with advertisements for "returning subsidies for buying a house", and with media reports, it was almost known throughout the city. However, in less than three years, the "public welfare project" was accused of being a "scam".

At that time, the advertisement said that Guizhou Poverty Alleviation Foundation cooperated with Guizhou Hengfu Real Estate Development Co., Ltd. to launch the public welfare subsidy project of "Fulfilling your dream of buying a house". Anyone who meets the requirements can get a home purchase subsidy of 5% of the total house price, and the subsidy will be returned every month for 2 years. After the launch of the designated real estate, it was very popular. Some local owners said that in 216, 462 householders signed a "home purchase subsidy agreement" with the Foundation to purchase houses.

"We low-income people sincerely thank the Foundation for its good policies, which made our dream of buying a house come true." Wang Liming (a pseudonym), a property buyer in Panzhou City, said that he bought "public housing" at a price 22% higher than the market price. However, it didn't take long to be happy. The monthly home purchase subsidy in August 218 came to an abrupt end. After letters and visits, complaints, etc., the home purchase subsidy was reissued to March 219, and no money was received since then.

Wang Liming said that the owners jointly defended their rights and found that there were as many as 678 owners who bought houses at high prices but failed to receive home purchase subsidies on time. Some buyers rely on monthly home purchase subsidies to repay their mortgages. After the subsidies are suspended, they are faced with the risk of being unable to afford mortgages and houses being auctioned by banks.

The Paper reporter's investigation found that around 215, Guizhou, Jiangxi, Sichuan, Hubei and other provinces had a real estate promotion activity of "5% subsidy for buying a house" in the name of public welfare poverty alleviation. In less than two years after buying a house, subsidies have been suspended one after another.

In p>219, a local housing and urban-rural development bureau issued a warning on the purchase trap of "buying a house to return subsidies". In the same year, the Civil Affairs Department of Guizhou Province also issued the "Decision on Administrative Punishment" for the Guizhou Poverty Alleviation Foundation to carry out the "Housing Subsidy Project".

In September, 219, Panzhou Housing and Urban-Rural Development Bureau put forward a solution to terminate the agreement on home purchase subsidy signed by Guizhou Poverty Alleviation Foundation and buyers, and Hengfu Real Estate Development Co., Ltd. will provide a one-time subsidy to home buyers according to the 35 yuan/㎡ standard, and deduct the amount of subsidy already received.

Wang Liming said that the scheme was opposed by the owners, because the owners who participated in the home purchase subsidy generally bought "public housing" at a price 22% higher than the original price of the property. The subsidy scheme is not only greatly different from the original subsidy amount, but also less than the price difference when buying a house, and there is still no consensus.

On September 25th, the staff of Panzhou Public Welfare Project Consultation Line of Guizhou Poverty Alleviation Foundation responded to The Paper, saying that the subsidy measure of 35 yuan per square meter is still implemented, and this is the only solution. On the same day, The Paper reporter contacted Hengfu Real Estate for many times, but did not get a detailed reply.

Real estate developers jointly launch building "promotion"

At the end of p>215, Guizhou Poverty Alleviation Foundation (hereinafter referred to as the Foundation) and Guizhou Hengfu Real Estate Development Co., Ltd. (hereinafter referred to as Hengfu Real Estate) launched a public welfare subsidy project of "Realizing your dream of buying a house" under the banner of "poverty alleviation", with advertisements all over the streets of Panxian County.

according to the advertisement, for the employed people in Panxian county (now Panzhou City), anyone who meets the subsidy conditions and buys commercial housing in the "Blue Mountain Yipin" and "City Mansion" communities under Hengfu Real Estate can get a home purchase subsidy of 5% of the total house price, which will be returned in 2 years.

The subsidy targets include six categories, such as "people with household registration in villages and towns who purchase houses in county towns", "first-time buyers, wage earners in units and individuals", "low-income people who can't afford mortgage pressure" and "high-end talents introduced by the government and enterprises and institutions". Judging from the conditions, there are not many limitations for subsidized people.

Wang Liming was very moved by this news. At that time, he was nearly 5 years old, and his family of four were still renting a house. The home purchase subsidy brought him the hope of buying a house. "At that time, I thought that this community could subsidize half the price. Although the location was relatively biased, it was very cheap when the subsidy was included, so I felt very good."

Wang Liming said that he once doubted whether the activity was true or not, but in December 215, the Foundation and Hengfu Real Estate held a grand launching ceremony of "Round Your Dream of Buying a House" in Panxian County. "In addition to the leaders of Hengfu Real Estate and the Foundation, the former deputy magistrate of Panxian County Government and the director of the Poverty Alleviation Bureau spoke at the event, and almost all the TV stations and newspapers in Panxian County reported on it."

on January 12, 216, Wang Liming purchased a 141.29-square-meter commercial house in the "Blue Mountain Yipin" community of Hengfu Real Estate at a price of 3,17 yuan per square meter, with a total price of 448,596 yuan and a down payment of 2%.

in addition to signing the commercial housing sales contract, Wang Liming has also signed an agreement with the Guizhou poverty alleviation foundation on financing the special fund for housing subsidies, which states that Wang Liming can enjoy 5% of the total contract price, that is, 224,298 yuan, which will be repaid in 24 months, with an average monthly subsidy of 935 yuan.

At that time, Wang Liming's monthly income was 2,-3, yuan, but the monthly housing loan had to be repaid at 2,18 yuan. "I calculated that I only needed to repay 1,245 yuan after deducting the monthly housing subsidy, which is still very suitable."

There are not a few buyers who have ideas with Wang Liming. He said that according to the statistics of the owners, in 216, 462 owners of * * * passed the "public welfare subsidy" audit, and after signing a home purchase subsidy agreement with the Foundation, they bought the commercial houses of "Blue Mountain Yipin" and "City Mansion" under the ownership of Hengfu Real Estate.

The subsidy was suspended, and the owner was under pressure from mortgage

After purchasing the property on January 1, 216, Wang Liming received a subsidy of 935 yuan from the Foundation in February of the same year. Since then, Wang Liming will receive subsidies from the Foundation on the 21st of each month.

Wang Liming said that in August 218, he and 462 other owners did not receive the subsidy for that month after the subsidy was issued for more than two years. "Our owners went to ask the Foundation and Hengfu Real Estate together, and the Foundation said that it was because Hengfu Real Estate sold one room and two rooms, and the subsidy could be resumed after the Foundation made a clear investigation."

but after waiting for several months, the owners still haven't received the subsidy, and the mortgage pressure has suddenly increased. "We went to the Panzhou Municipal People's Government for help again, and gztv also reported this matter. After the government held several coordination meetings, Hengfu Real Estate promised to reissue the subsidies from August 218 to March 219." Wang Liming thought that things would be settled. However, after the reissue, the home purchase subsidy has been suspended since March 219.

After the subsidy for home purchase was stopped, the monthly housing loan of 2,18 yuan was all on Wang Liming. He said that in order to keep this hard-won house, family life has been seriously affected.

another owner, Ma Hongjun (a pseudonym), who bought a house at the same time as Wang Liming, works in ground coordination in a coal mine with a monthly income of about 3, yuan. He needs to repay the loan of 1996 yuan per month, and the home purchase subsidy can be subsidized by nearly half. Ma Hongjun said that in October 219, due to the economic situation, he had to stop paying housing loans to banks after the suspension of home purchase subsidies.

On July 2th, 22, Ma Hongjun was sued by the bank for defaulting on the bank loan. After trial, the court ruled that Ma Hong Quartermaster would pay off the house loan of about 26, yuan in one lump sum before December 31st, 22, otherwise the house in Ma Hongjun would be auctioned.

"Because we don't have the money to decorate, we don't live in this community now. We rent a house outside, and we have to pay off the loan for two years. As a result, the house will be auctioned. This is not a dream of buying a house, but a nightmare." Ma Hongjun said that most of the buyers attracted by home purchase subsidies are local low-income people. After the home purchase subsidies stopped, the mortgage became an unbearable burden for families.

many places have carried out the project of "subsidy for buying a house"

The Paper reporter inquired about public reports and found that around 215, Guizhou, Jiangxi, Sichuan, Hubei and other provinces had seen real estate promotion activities of "subsidy for buying a house" in the name of public welfare poverty alleviation. This preferential policy of returning 5% of the house price in 2 years has given many low-income people in third-and fourth-tier cities the hope of buying their own houses.

Almost at the same time as Panzhou launched the public welfare subsidy project of "Round Your Dream of Buying a House", in 215, Guangzhou Huayu Foundation for Poverty Alleviation also launched the activities of "Refund Subsidy for Buying a House" with real estate companies in Hubei, Sichuan and other provinces. However, when the new house has not been delivered, at the end of 216, the housing subsidy has stopped being distributed. According to the Southern Weekend report, 24 households in many provinces * * * have stopped paying subsidies, involving 15.95 million yuan.

In p>219, the Housing and Urban-Rural Development Bureau of Wuyuan County, Jiangxi Province issued "Tips on Beware of the Trap of" Refunding Subsidies for Buying Houses ",which revealed the routine of this operation mode: the developer allocated a batch of houses at a price about 2% higher than the floor price and sold them to buyers as" special poverty-stricken houses ". After the developer gets the house payment, he will donate 2% of the house payment to the (cooperative) public welfare foundation at one time. The public welfare foundation will get the money, make profits through investment and operation, and return 5% of the house payment to the buyers in 2 years, so as to realize the effect of "returning subsidies for buying houses" in the publicity.

The prompt clearly points out that "buying a house to return subsidies" is an illegal housing promotion model, which has great risks and hidden dangers.

Wang Liming still remembers that when he first bought a house, the open selling price of the "Blue Mountain Yipin" community was 2,6 yuan per square meter because of its remote location, but the sales told him that if he wanted to participate in the home purchase subsidy activity, the selling price would be 3,17 yuan per square meter, with a price increase of nearly 22%. "Considering that I can enjoy a 5% refund after participating in the subsidy, the calculation is still ok, so I bought the house in this community at a higher price. Now I think about it.

In p>219, CCTV's "Focus Interview" column published the "Agreement on Joint Home Purchase Subsidy Activities" signed by Guizhou Poverty Alleviation Foundation and Hengfu Real Estate at the end of 215, which stipulated that Hengfu Real Estate Company would donate 2% (about 36 million yuan) of the house price sold to the poverty alleviation foundation, and the foundation would return more than 36 million yuan to Hengfu Real Estate Company by loan, with an agreed monthly interest rate of 1.25.

However, this way of operating for profit violates the stipulation that "foundations shall not fund activities for profit".

The Paper inquired that in March 219, the Civil Affairs Department of Guizhou Province issued the Decision on Administrative Punishment to the Guizhou Poverty Alleviation Foundation, which clearly pointed out that the "house purchase subsidy project" conducted by the Foundation, It violates Article 4 of the Donation Law for Public Welfare "Donation shall be voluntary and free ... and shall not engage in profit-making activities in the name of donation", Article 27 of the Regulations on the Administration of Foundations "The Foundation shall use its property according to the purpose stipulated in the Articles of Association and the business scope of public welfare activities" and Article 1, paragraph 11 of Several Provisions on Regulating the Behavior of Foundations (for Trial Implementation) of the Ministry of Civil Affairs "The Foundation shall not fund activities for profit".

according to article 42 of the regulations on foundation management, the civil affairs department of Guizhou province issued an administrative penalty of warning to the foundation for poverty alleviation in Guizhou province. But how to solve the arrears of home purchase subsidies? The Civil Affairs Department did not give a solution.

The one-time subsidy for each household is 35/㎡, which is hard for the owners to accept.

According to the report of gztv in November 218, as early as May 216, the Civil Affairs Department of Guizhou Province had asked the Guizhou Poverty Alleviation Foundation to stop purchasing subsidized projects. However, after the project stopped, Hengfu Real Estate still used the name of the Foundation to sign a "home purchase subsidy agreement" with 216 home buyers, and the subsidies for 216 households were provided by Hengfu Real Estate. However, after the Guizhou Provincial Foundation stopped issuing subsidies in August 218, in September, 216 subsidies provided by Hengfu Real Estate were also suspended.

Wang Liming said that after the payment of housing subsidies was stopped again in March 219, 678 homeowners started frequent letters and visits and complaints. On September 2, 219, the Housing and Urban-Rural Development Bureau of Panzhou City gave the "Opinions on Handling the Letters and Visits of the Owner Wang Dingfen" (hereinafter referred to as the "Letters and Visits Opinions"), which mentioned the solution after the suspension of home purchase subsidies for the first time.

According to the Letters and Calls, on September 19th, 219, the 35 yuan/m2 standard was adopted by Hengfu Real Estate Development Co., Ltd., after the organization and coordination of the municipal work class, the agreement on home purchase subsidy signed between Guizhou Poverty Alleviation Foundation and the buyers was terminated, and the subsidies were completed in batches by the end of September 22.

The Letters and Calls also pointed out that if the above implementation plan is not agreed, the owner who signed an agreement with Guizhou Poverty Alleviation Foundation can sue Guizhou Poverty Alleviation Foundation for settlement through judicial channels.

Wang Liming said that this treatment plan was unacceptable to the owners.

Wang Liming calculated an account. "Originally, the subsidy was more than 22,, but now it is equivalent to a subsidy of more than 49,, which is less than 17,. Moreover, we bought this house at a price higher than the market price of 57 yuan/m 2, and now we only subsidize 35/m 2. We have lost a lot of money after waiting for so long. "

On September 25th, the reporter from The Paper called the consultation hotline of Panzhou Public Welfare Project of Guizhou Poverty Alleviation Foundation, and the staff responded that the subsidy measures per square 35 yuan were still implemented. "For details on how to subsidize, the owners can go to Building 7 of the community and find out with lawyers." Why did the subsidy for home ownership suddenly stop? Are there any irregularities in the project? The staff member said it was unclear that there was only one solution at present.

On the same day, a staff member of the sales office of Hengfu Real Estate Development Co., Ltd. told The Paper that the solution had been told to the owner, and the specific situation required the company leaders to reply. As of press time, no response has been received.