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What does the blacklist of five insurances and one gold mean?
Recently, Ministry of Human Resources and Social Security issued the Interim Measures for the Management of Blacklist of Serious Dishonesty in Social Insurance (Draft for Comment). Individuals or units engaging in false insurance, defrauding insurance money, illegally withdrawing housing provident fund and housing provident fund loans overdue will be blacklisted.

1. The following six relationships are proposed to be included in the social security blacklist:

1, the employer fails to participate in social insurance according to relevant regulations and refuses to rectify;

2, by fraud, forged documents or other means to participate in and declare social insurance, defrauding social insurance benefits or social insurance fund expenditures;

3 illegal acquisition, sale or disguised sale of social insurance personal rights and interests data;

4. The social insurance service institution violates the service agreement or relevant regulations and refuses to rectify;

5. The employer with repayment obligation, its legal representative or the third party refuses to repay the social insurance fund and has paid the industrial injury insurance benefits in advance;

6. Other circumstances stipulated by laws and administrative regulations.

Two, the following six situations are to be included in the blacklist of housing provident fund:

1. Restrict, obstruct or refuse the purchaser to use the housing provident fund loan to purchase a house, and the circumstances are serious and he refuses to rectify;

2, for housing provident fund deposit registration or did not set up a housing provident fund account for the employees of the unit, the administrative punishment decision is still not implemented after being served;

3, overdue payment or underpayment of housing provident fund, ordered to pay within a time limit, overdue payment;

4, illegal extraction or assist in the illegal extraction of housing provident fund, shall be ordered to make corrections within a time limit, overdue is still not returned;

5, illegally obtaining or assisting in illegally obtaining housing provident fund loans, shall be ordered to make corrections within a time limit, overdue correction;

6, housing provident fund loans overdue for more than 6 years, after collection has not been paid off.