medical insurance card reimbursement is not a direct deduction of funds from the medical insurance card account. The reimbursement of medical insurance card is decided according to the situation. There are two medical insurance card accounts, one is individual account and the other is overall account. In the case of overall planning, after the overall planning account is reimbursed according to the corresponding proportion, the remaining medical expenses after deducting the medical insurance reimbursement part can be deducted from the personal account balance.

the medical insurance card can reimburse 5%~95%. The reimbursement rate of employee medical insurance is divided according to the actual medical expenses incurred by the insured. Usually, the minimum reimbursement rate for hospitalization is 85% and the maximum reimbursement rate is 95%. The reimbursement rate of medical insurance for urban and rural residents is between 5% and 8% according to the level of hospitals. Due to the different economic levels in different regions, the reimbursement rate may be slightly different.

(1) Conditions that the money in the medical insurance card can be withdrawn (cashed out):

1. If the insured person dies suddenly, his successor can withdraw all the principal and interest of the money in his medical insurance card. If the heir participates in medical insurance, he can transfer it to his medical insurance card by transfer.

2. If the insured person needs to leave the insured city, he must stop the medical insurance card first, and then he can withdraw the money from the account with the guarantee of stopping. However, if this person has already been insured in other cities, the money in the stopped medical insurance card must be transferred to the new account by means of transfer.

It is illegal to withdraw cash from medical insurance cards in other ways. Don't joke with your own medical insurance, otherwise it will be frozen if you are found out, and you will not be able to ensure your health and safety through medical insurance.

Legal basis:

Article 28 of the Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.