The function of currency exchange link is very similar to that of Yu 'ebao. Users can directly use the money in the redemption link for consumption, such as transfer, red envelope distribution, code scanning payment, credit card repayment, etc. At the same time, when the petty cash link does not use funds, the funds with the highest welfare can be automatically selected for income.

Tencent Financial Technology said that users can transfer the funds of WeChat Coin Pass or bank debit card to Coin Pass, and all the funds of Coin Pass can also be transferred to WeChat Coin Pass or bank card, and there is no service charge for transfer.

Extended data:

After the transfer is successful, the funds will be transferred to the account in real time and protected by the WeChat account security system. In addition to the basic transfer-in and transfer-out functions, users can also directly use variable payment in various consumption scenarios. And then use it to pay back the credit card. The change pass also supports users to automatically obtain wealth management benefits, and can be redeemed at any time from the lowest 1 cent.

The WeChat coin link connects four funds. According to the data of 20 19 1 18, the minimum rate of return per 10,000 copies is 0.8298 yuan, and the annualized rate of return on 7 days is 3.052%. Yu 'ebao is currently linked to the 13 Monetary Fund, with an annualized rate of return of less than 2.5% on the 7th.

References:

The WeChat change of People's Daily Online-Standard Yu 'ebao, the stickiness to users still depends on habits.