Huatai Zijin 3-month period is a brokerage financial management plan, which is a collective asset management plan (brokerage version of "bank financial management") and can be purchased on Wealth Management.

Its expected annualized expected return is an investment period of 91 days, with a minimum purchase price of 50,000 yuan.

So, how about the March issue of Huatai Zijin?

Today I will help you analyze it, please see below.

How about the March issue of Huatai Zijin?

Huatai Zijin 3-month period is a limited collective asset management plan, a medium-low risk product, suitable for investors with low risk appetite.

The management model of this type of financial management product is similar to that of bank financial management, and the risks are not much different.

Its issuer is a securities company, which is a licensed financial institution like a bank. There is no need to worry about the compliance of its products.

Huatai Zijin's 3-month period is a graded product, which is divided into priority shares and risk-level shares according to risk tolerance from low to high. Wealth Management users subscribe for priority shares. Huatai Securities is the manager and uses its own funds to participate in risk-level shares.

Take the investment risk first.

From the perspective of investment scope, Huatai Zijin's 3-month period mainly invests in liquid assets and fixed expected return assets, such as bonds, bills, financing bonds, etc. Most of the investment varieties are not high-risk.

It does not directly invest in equity assets, so investment risks are relatively controllable and the possibility of losses is small.

The performance benchmark of Huatai Zijin's March period is that as a short-term financial management product, the expected return is quite acceptable.

After all, the expected yield of money funds has now fallen below 3%.

Huatai Zijin's 3-month term does not support early redemption or transfer.

After the product expires, the funds will be credited to the Wealth Management Channel's "Balance +" T+2.

In general, Huatai Zijin's 3-month investment risk is low, the expected return is pretty good, the liquidity is not bad, and it has certain investment value.

Okay, that’s it for the analysis of this product, I hope it will be helpful to everyone.

Warm reminder, financial management is risky, so investment needs to be cautious.