The merger of housing provident fund accounts is divided into the merger of unit provident fund accounts and the merger of individual provident fund accounts. After paying the provident fund, there will be a provident fund account. In principle, an employee can only have one personal account of housing provident fund. However, some people have two or more provident fund personal accounts because of job changes. In this case, it is necessary to go through the merger procedures, otherwise it will affect the business of provident fund withdrawal and loan. The accounts are closed. After leaving the job, if the personal account has been transferred from the original unit but not to the new unit, the employee shall submit the Application Form for the Consolidation of Personal Account of Housing Provident Fund to the office (sub-center) with the original and photocopy of the ID card and the seal of the original unit.

1. Unit provident fund account consolidation: If the housing provident fund deposit unit is collectively consolidated and transferred to other units with the approval of the superior, the manager of the original unit will bring relevant supporting documents and the Notice of Housing Provident Fund Transfer to the unit deposit outlet for account consolidation;

2. Merger of individual provident fund accounts: if an employee has two or more housing provident fund accounts due to job transfer, and the original unit fails to handle the housing provident fund transfer for him in time, and the transfer unit opens another housing provident fund account for him, the current unit will issue a merger certificate and go to the unit deposit outlet to handle the merger of individual housing provident fund accounts. (Individual provident fund accounts must be in the same company when they are merged. If you are not in the same company, you need to transfer to another company before going through the merger procedures).

The contents of the application must be clear: the applicant's name, ID number, the name of the provident fund account opening unit (including reserved account and cancellation account), the account opening bank and the account number of the unit branch. The applicant holds the personal housing provident fund passbook (photocopy) of the cancellation household and the employee's personal ID card (photocopy) and reports it to the housing provident fund management center (or management department) where the cancellation household is located for review.

Legal basis: Article 66 of the Social Insurance Law.

The social insurance fund shall set up a budget according to the overall level. In addition to the basic medical insurance fund and maternity insurance fund budget combined, other social insurance fund budgets are compiled separately according to social insurance projects.