Alipay and banks are both platforms for fund consignment. Under normal circumstances, in order to sell funds, fund platforms may give some discounts on handling fees, and different platforms will have different discounts.

For example, the subscription rate for purchasing funds in banks is generally 1.5%, while the subscription rate for Alipay is relatively low, generally around 1.2%~ 1.5%.

To buy a fund on an intermediary platform, you must choose a big platform, such as payment and banking, so that the funds will be safer.