My feeling about fund investment income is that 1 solves the problem that office workers have no special time, can't concentrate and have low investment level. They can take certain risks and invest their spare money in fund varieties with slightly higher savings income. I can adjust my positions and fund types appropriately according to my own thoughts and preferences and market fluctuations, so as to obtain my satisfactory income. Because the price fluctuation of funds is less than that of stocks, the risk of investment funds is not as big as that of stocks. Investment fund is a long-term investment tool, whose main function is to diversify investment and reduce the risk brought by investing in a single security. If we look at the securities investment funds listed in Shanghai or Shenzhen, their cumulative net worth is usually relatively high. In other words, closed-end funds, if bought at the time of fund issuance, now have several times the original income, such as Shanghai's 500058 fund Yinfeng (this is not the best fund).

The risks of fund investment are roughly as follows: 1 Global and domestic macroeconomic policies and economic changes bring about market fluctuations, which lead to fund net value and price fluctuations; 2. Risks brought by the fund management company's own management risks, technical risks and compliance risks. Such as: investment portfolio, team judgment ability, investment style, law-abiding situation of fund management companies, etc. ; There is also a huge redemption risk in open-end funds, that is, when the net redemption application of the fund exceeds 10% of the total fund shares in a single trading day, investors may not be able to redeem all the fund shares held in time.