Fund collapse will cause losses, and it is not out of money. Investors can redeem their funds and get some funds after redemption. Fund collapse refers to the sudden decline of the fund due to some reasons, but in general, the probability of fund collapse is not great, because the fund mainly invests in a basket of stocks, and the rise and fall of the fund is not determined by one stock, so the probability of fund collapse is very small. If there is a special market such as the stock market crash, the probability of fund collapse is relatively high.

The rise and fall of funds are determined by investment targets, including money market, bond market and stock market. For example, equity funds mainly invest in a basket of stocks. If the invested stock goes up, the capital goes up, and the invested stock goes down, then the capital goes down.