How to open an account to buy a fund? With the ID card, you can open a passbook or debit card and open a fund account in a bank qualified to sell funds on a commission basis. After opening an account, you can buy open-end funds sold by banks on the counter as long as you are ready to buy funds in the way stipulated by the sales organization and fill in the purchase application form. You can also sign an online bank at the counter after opening a fund account, and purchase the gold fund sold by the bank through the bank's website. The purchase fee for counters and bank websites is 1.2- 1.5%. Second, after opening a bank card, open an online bank on the bank's website, and then open a fund account on the fund company's website to buy funds directly. The online account opening method can be done according to the operation steps displayed on the website of the fund company. After opening an account, you can directly purchase the fund of the fund company. At present, only the cards of Xingye, Guangfa, Agriculture and China Construction Bank can get a 0.6% discount. 3. With your own bank card and ID card, you can open a fund account in the business department of a securities company, where you can buy the funds that the securities company sells on a commission basis. The interest rate is 0.3%