The sixth insurance of social security refers to long-term care insurance, the full name of which is long-term care insurance. It is a basic social insurance that the state plans to set up in the social security system in view of the present situation that the disabled elderly are sick in bed, unable to take care of themselves in their later years and unable to bear the market nursing expenses.

If you consider the elderly at home, it is relatively difficult for the elderly to buy insurance because of their age and health. If necessary, you can see how to buy insurance for middle-aged and elderly people. What kind of insurance can I buy for my parents? Be clear at a glance "

If the elderly have limited self-care ability, such as incontinence, inability to wear undressed pants, inability to go upstairs and downstairs, etc. , or whether the elderly have some senile diseases, such as Parkinson's disease, hypertension, chronic obstructive pulmonary disease, etc. And they need medical care. They applied for disability care and were rated as Grade II to Grade VI care. After enjoying the nursing service, the long-term care insurance can reimburse the nursing expenses.

According to "Guiding Opinions on Expanding the Pilot Long-term Care Insurance System" issued by the State Council Medical Insurance Bureau, it means that if there are seriously ill elderly people at home, the state will help us to provide for the elderly. Among them, 90% of the new six insurances introduced by social security can be reimbursed, and 10% can be borne by itself.

According to the Guiding Opinions on Expanding the Pilot Project of Long-term Care Insurance System, except Ningxia, Qinghai, Tibet and Hainan, other provinces and cities and Xinjiang Production and Construction Corps have carried out pilot projects of long-term care insurance.