in p>221, the bookkeeping interest rate of personal accounts for urban employees' basic old-age insurance and urban and rural residents' basic old-age insurance is 2.75%.

the interest of all the deposits in the personal account of endowment insurance shall be settled according to the natural year.

if the personal account has been deposited for the whole year, the annual interest shall be calculated according to the annual bookkeeping rate; If the deposit is not full for the whole year, the interest shall be calculated according to the number of months actually stored multiplied by one twelfth of the annual bookkeeping interest rate. See the dividing angle after calculating the interest on the amount stored in the personal account.