The redemption rate of general funds is 0.5%, and the redemption rate of some funds may be different or may change with the change of holding time. This rate is determined by fund companies and consignment agencies.

The redeemable amount of the previous day is a reference value, because the redemption of the fund is based on the price of the day, and the price of the day is announced at night. You can't see the price of the day before 3 pm (this is the principle that the fund price is unknown), so the redeemable amount you see the day before is calculated according to the net value of the day before, for your reference.

When did you buy Huaan Bao Li? How much share, how much principal, own share x latest net value x( 1- redemption rate)-principal.

Do the math and you'll know whether it's a profit or a loss.

There is a ready-made U8 fund income calculator online. You can find it by Baidu search and do it yourself.