The fixed investment of the fund refers to investing in the designated open-end fund at a fixed time (such as 6th of each month) with a fixed amount (such as 1000 yuan). As a financial management strategy, it is also called "lazy financial management", which is sought after by investors because of its long-term ability to diversify investment costs and reduce overall risks. So, do you know when it is appropriate to invest in the fund?

When is the right time for fund investment?

When the fund decides to buy, it is mainly divided into the following two situations:

1 From the trend of the fund, it is best for investors to make a fixed investment when the fund falls. The main reasons are as follows:

① In the process of fund decline, the price of the fund is getting lower and lower. Through the fixed investment operation, the shareholding share is increasing, which can reduce the cost of holding positions and achieve the effect of a smile curve when the fund rebounds in the later period.

(2) If the market rises, the fund price is high, and the market outlook is not optimistic, the fund holding share will continue to decline, which will increase the cost of its own position. Therefore, it is recommended to temporarily stop investing for one or two months, which will not affect the future fixed investment, but don't stop investing for three months in a row, otherwise the fixed investment will automatically stop. Or choose to appropriately reduce the fixed investment amount of the fund.

Verified by stock history, Thursday is called "Black Thursday". That is to say, the probability of a stock going up on Thursday will be smaller than that of a stock going down. The decline of the stock will drive the corresponding index to fall, so Thursday's fixed investment can make the average cost lower and get higher returns.