1. The holding days are calculated according to the date of purchase, but there is no handling fee 1.5% after 7 days, and it will be sold on the eighth day after 7 days. The time source of 3 o'clock (3 pm) is because the closing time of major stock exchanges is 3 o'clock every day, so the off-exchange funds are divided by 3 pm every trading day. The purchase or redemption or conversion before 3 o'clock shall be settled according to the net value of the day, and the transactions after 3 o'clock shall be settled according to the net value of the next trading day.
2. This is also caused by the difference between OTC and OTC funds. If you trade with a stock account, what you see on the book is actually operational. However, if it is an OTC fund, it is recommended to look at the stocks held by the fund before trading, and then consider whether to trade. Moreover, before 3 o'clock, the fund traded over the counter, and if you regret it, you can withdraw it; However, if the transaction is made after three o'clock, the order can be cancelled after three o'clock, and if the transaction is made before three o'clock, the order cannot be cancelled after three o'clock. When trading, the platform will remind you of the purchase date of the net transaction value and will tell you the general procedures.
3. What you need to pay attention to when buying a fund is not to put all your money in one type. For example, don't put all your money in the stock type, which is relatively risky. In addition, don't put it in the same fund, such as buying a fund that holds liquor or real estate. This means that when the fund falls sharply, it is usually only about 2% or more, so you can add positions, because the probability of rising after the fall is relatively high, and then adding positions or heavy positions will have better returns.
4. If you buy before 3: 00 pm on T day, your share will be calculated according to the net value of that day, and if you buy after 3: 00 pm on T day, your share will be calculated according to the net value of the next trading day. T day refers to the trading day of the fund, and the trading day refers to Monday to Friday, which is not a holiday. The unit net value of the fund is generally announced at 3 pm every trading day.
5. If the fund buys before 3 o'clock, it can't be counted as the income of the day, because the fund needs to confirm the share before calculating the income. The confirmation rules of fund transaction haha are: T-day transaction, T-day net transaction value, T+ 1 day confirmation transaction, T+2 day redemption; The calculation rules of fund transaction price are as follows: if it is traded before the afternoon of T day 15:00, it will be traded according to the unit net value announced on that day; Transactions after the afternoon of T day 15:00 shall be conducted according to the unit net value of the next trading day.