1. What is the spare money of CCB?
1. From the publisher's point of view,
The issuer of CCB idle money is CCB Fund, which was established in September 2005 by China Construction Bank Co., Ltd., Principal Financial Services Company of the United States and china huadian corporation. As a professional asset management company, CCB Fund has strong anti-risk ability and professional ability.
2. From the nature of the product.
CCB Qianqian belongs to a portfolio fund, which consists of 65% monetary fund and 35% bond fund. Its risk rating is low, and the expected rate of return in the past year is 3.58%, which is higher than that of pure money funds, so it is competitive. You can transfer it out at any time. The initial subscription amount is 200 yuan, and there is no subscription fee. The redemption fee for holding for more than 30 days is 0.
Second, what are the advantages of CCB's spare money?
1. CCB's spare cash is highly mobile, and investors can access it at any time, with high flexibility.
2. The investment risk of CCB is low. On the one hand, the issuer CCB has high anti-risk ability and strong professional ability. On the other hand, as a combined fund of money fund and bond fund, its security is higher.
3. Compared with pure money funds, it has higher expected rate of return and bank deposit interest rate, which can realize higher liquidity demand.
I'll say so much about what is CCB spare money, hoping it will help you. Warm reminder, financial management is risky and investment needs to be cautious.