Judging from the historical performance of major banks, in general, the risk of R2 wealth management products is relatively small. Under normal circumstances, users will basically not suffer losses. The maximum income may fluctuate, but the principal can be recovered normally. Recently, however, due to various factors such as more abundant funds in the overall market and the decline of stock funds, even some R2-type wealth management products have experienced negative returns. Now the market is not good, redeem the wealth management products in advance to avoid greater losses.

Fund (English: Fund) is a reserve of funds or a special appropriation for starting, maintaining or developing a certain cause. Broadly speaking, funds are the collective name of institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. In a narrow sense, funds refer to funds with specific purposes and uses. And the fund that people usually say refers to the securities investment fund.