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Is it better to buy a stable fund with a fixed investment in a bank or a securities company? What does the index basically mean?

it is better to buy in a securities company, and it is more convenient to purchase and redeem. Index funds are generally passive tracking indexes, the purpose of which is to make the change trend of this portfolio consistent with the index, so as to obtain roughly the same rate of return as the index, such as SSE 5 Index and SSE 18 Index.