Children's physical development is not perfect, and it is common for children to get sick and be hospitalized. Therefore, most parents will complete hospitalization insurance for their children. Since children's hospitalization is subject to simplified reimbursement procedures, children must remember to reimburse in time when they are hospitalized.

The following is the reimbursement method for children’s hospitalization medical insurance collected by the editor of SmartView. I hope it will be helpful to you.

Children's hospitalization medical insurance reimbursement methods The children's hospitalization medical insurance reimbursement process can be roughly divided into the following major points: 1. Prepare materials for children's hospitalization medical insurance reimbursement. When children are hospitalized, they need to bring their medical certificate first. The medical certificate is usually purchased for children.

If you are a student, you can collect the hospital fund at your school. If you are a preschool child, you can collect it at a preschool education institution.

Because hospitalization requires a prepayment, and children who participate in children's hospitalization medical insurance only need to pay half of the prepayment, but a children's medical certificate is required, so be sure to bring the medical certificate before hospitalization.

2. Generally, children’s hospitalization medical insurance adopts a reimbursement method of refunding more and subsidying more. The portion other than the reimbursement expenses of children’s hospitalization medical insurance is directly deducted from the deposit paid by the patient at the time of discharge, and the remaining deposit is refunded to the patient.

3. For the first reimbursement of children’s hospitalization medical insurance, you need to bring your household registration book. If you want to reimburse for the second time, you only need to bring the receipt of the last reimbursement. Children’s hospitalization medical insurance can be reimbursed multiple times within a year.

The above is an introduction to how children’s hospitalization medical insurance is reimbursed. Finally, I would like to remind everyone that after improving children’s hospitalization medical insurance, it is best to add a commercial medical insurance for the child.

Understand some insurance knowledge so that your children are fully protected.

Reimbursement Scope Not Included in Children’s Hospitalized Medical Insurance After understanding the above reimbursement process for children’s hospitalized medical insurance, let’s take a look at what is not included in the reimbursement scope of children’s hospitalized medical insurance.

1. Hospital registration fees, meal expenses, and expenses for family beds and joint wards that do not belong to ordinary wards; 2. Medical expenses incurred when not visiting a prescribed medical institution; 3. Children's inpatient medical insurance management agency and the Municipal Health Bureau

And other expenses that need to be borne by the social medical management agency; 4. Medical expenses caused by illegal activities; 5. Medical expenses caused by hospital fault and medical expenses caused by traffic accidents; 5. Medical expenses caused by natural or self-inflicted drug abuse, etc.

cost.

Based on the above, there are 6 points that are not included in the reimbursement scope of children’s hospitalization insurance. I hope the above content can help everyone.

The difference between children's medical insurance card and social security card: The social security card is a multi-functional "ID card" specially used for people with registered residence in the city where they are located. It can be applied for as long as the registered permanent residence in the city is located. However, just applying for a social security card has no medical insurance effect.

The medical insurance card (with the words "Medical Insurance Only" on the face) is for people who have participated in medical insurance but have not received a social security card. Remember, it only has the function of medical insurance settlement and no other functions.

At the same time, social security cards can also function as medical insurance cards.

For example: after the child has applied for medical insurance, if he has not received a social security card, a special medical insurance card will be issued for medical settlement. For medical insurance, there is no need to obtain a social security card.

This is the first point.

If the child has already applied for a social security card before applying for medical insurance, then the social security card functions as a medical insurance card, and the medical insurance department will no longer issue medical insurance cards.

On the other hand, if the child applies for medical insurance and gets the medical insurance card, and then applies for a social security card, the functions of the two cards are exactly the same. After the social security card is used, the medical insurance card will become invalid (this is because the social security card gradually

It will replace the medical insurance card in the future).

Well, some parents believe that as long as they are registered in the city where they live and apply for a social security card, they do not need to participate in medical insurance, and their children's medical treatment can be reimbursed. This understanding is wrong. If the child only applies for a social security card and does not participate in medical insurance, the social security card is just a

It's just a card with no functions.