Legal analysis: it belongs to. Endowment insurance, generally speaking, refers to the endowment insurance in social security, which is included in social security. However, the old-age insurance supports individuals to buy it separately, which means that you can buy it yourself without buying social security. As long as you are 18 years old, you can get a pension after paying for 15 years in a row. The pension insurance included in social security belongs to employee pension insurance, and the pension can only be collected at retirement age.

Legal basis: Social Insurance Law of the People's Republic of China

Article 11 The basic old-age insurance shall combine social pooling with individual accounts. The basic old-age insurance fund consists of employer and individual contributions and government subsidies.

article 12 an employer shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium according to the proportion of their wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premium in accordance with state regulations and record it in the basic old-age insurance pooling fund and individual account respectively.

Tips

The above answers are only made for the current information combined with my understanding of the law. Please refer to them carefully!

if you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.