According to the official introduction of Jingdong Finance, transferring money to the small vault of Jingdong Finance, whether it is a wealth management account or an pocket money account, is equivalent to buying a money fund from a fund company.

Everyone knows that money funds are low-risk wealth management products, with almost no losses. Moreover, JD Finance also ensures the information security of accounts through real-name authentication, binding mobile phones, payment passwords, digital certificates, etc., so it is very safe to transfer money to petty cash and wealth management accounts of JD.com.

However, if you buy other wealth management products in Jingdong Finance through the account of Jingdong Small Treasury, the safety of funds depends on the risks of the wealth management products you buy.

The "small vault" is based on the online banking wallet and is the carrier of JD.COM. COM account system. Its purpose is to integrate the shopping payment, fund management, consumer credit and investment and financial management needs of JD.COM users. The "Small Treasury" will first serve more than 6,543.8 billion users in JD.COM, and pay close attention to JD.COM. Do your own thing.

Users of Jingdong Vault can purchase money fund products after transferring funds to the vault, and the funds from the vault can also shop in JD.COM Mall at any time.

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