Personally, fund income refers to the income obtained by fund holders from investing in fund securities, which mainly comes from the distribution of fund income and the bid-ask price difference of fund securities. The following are the most practical fund trading skills compiled by Bian Xiao, hoping to help you!
The most practical fund trading skills
First, we should not only learn to buy and sell funds, but also learn how to choose the right fund. When we are preparing to buy and sell funds, we should choose appropriate trading channels, because there are many trading channels for funds, including banks, fund companies, securities companies and some third-party internet trading platforms. It is worth noting that different channels may have different transaction costs, some higher and some lower. We can reduce our transaction costs by comparing and choosing channels with lower transaction costs.
When choosing a fund, we also need to know the difference between different types of funds, whether the investment direction of the fund conforms to your judgment on the market prospect, and whether you choose to hold it for a long time or for a short time. For example, there is a certain difference between fund A and fund C. Fund A needs transaction fees, while fund C doesn't need transaction fees, but some service fees will be charged later. If you choose to hold it for a long time, the cost of subscribing for Fund A will be lower. Both are the same fund, the same.
Second, when buying and selling funds, we also need to know some technical skills, such as buying at the support level, selling at the pressure level, and finding the best fund trading position.
Third, we should learn to follow the trend, pay attention to the big market environment and follow the market conditions.
Fourth, when the capital investment is relatively large, you can appropriately reduce your profit line and learn to take profit and stop loss.
Reasons why funds are suitable for ordinary people to invest.
1, low threshold
Compared with other wealth management products such as stocks and futures, the capital threshold is lower. For OTC funds, many fund investors can buy at 10 yuan or 1000 yuan, and even some money funds can trade at 1 yuan. Off-site funds, minimum requirement 100, several hundred yuan.
2. The risk is very low
The funds raised by the Fund are diversified. For example, equity funds, the funds raised are invested in each stock, which is less risky than a single stock; When investing in Public Offering of Fund, there will be no problem with the safety of funds, because no matter sales organizations, custodians or fund managers, they are all formal financial institutions, which are subject to very strict supervision, and there will be no problems such as misappropriation and embezzlement of funds. The Fund is a collective asset management plan. Buying a fund is to hand over the funds to professional people for management, benefit sharing and risk taking. At the same time, the worst case of the fund is to be liquidated.
3. Don't have high professional knowledge.
Ordinary investors lack funds, investment experience and professional investment skills. They have irregular and irrational investment ideas in trading, and the funds are managed by professional fund managers with high professional knowledge, so investors do not need high professional knowledge to buy funds.
4. High liquidity
Most funds can be redeemed at T+ 1, which is relatively flexible and can be redeemed quickly if they need urgent money after buying.
5. Transparent operation and perfect information disclosure.
Public Offering of Fund's information disclosure is relatively perfect. In addition to quarterly reports, there are also semi-annual reports and annual reports. The top ten positions, business review and future outlook during the reporting period shall be disclosed in the periodic report.
6. The income is considerable
Compared with depositing money in the bank, the expected return of investors' investment funds is generally higher. According to the official data of China Fund Association, the recent average annualized rate of return of 19 partial stock funds is 16. 18%, and that of bond funds is 7.64%.
Taboo of fund covering positions
1, a fund with high valuation.
The higher the valuation, the greater the bubble and risk of the fund, and the greater the possibility of a decline in the net value in the later period. If investors cover such funds, they are likely to be stuck in a high position. Investors should cover those funds with lower valuations, which are less risky and have more room for later rebound.
2. The upward trend of fund covering positions
In the process of fund net value rising, investors make up their positions, which will increase the cost of investors' positions, and when the fund net value is adjusted back, it will expand their losses. On the contrary, investors will make up their positions during the decline of the fund's net value, which will reduce the cost of holding positions and spread risks by increasing the share of positions, and realize the smile curve effect when the fund's net value rebounds.
3. Funds with poor historical performance of fund managers.
The historical performance of fund managers reflects the investment level of fund managers to a certain extent and affects the trend of fund net value. Generally speaking, the fund with poor historical performance of fund managers has a poor late trend, while the fund with good historical performance of fund managers has a good late trend. Therefore, it is of little significance for investors to cover the positions of funds with poor historical performance of fund managers, and may even expand losses.
4. Funds with less fluctuation in covering positions.
For a fund with little fluctuation, it is meaningless for investors to earn a large spread income by covering positions, and there may even be a spread earned by covering positions, which can't make up for the procedures of covering positions.
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