the provident fund can be withdrawn. In principle, housing provident fund is not allowed to be taken by others. Under special circumstances, it can be taken by others if it meets the relevant conditions.

the provident fund can be withdrawn. In principle, housing provident fund is not allowed to be taken by others. Under special circumstances, it can be taken by others if it meets the relevant conditions. Including three situations: first, immediate family members (spouse, children, parents) are allowed to contribute to the provident fund. Second, it can be withdrawn by the unit. Third, if the deposit employee entrusts others to handle it, he must provide a notarial certificate and a copy of it issued by the notary department, otherwise it will not be handled.

The conditions for applying for provident fund loans are as follows:

1. Have a valid residence in the town where the loan is made, and can provide valid residence certificates;

2. The housing accumulation fund has been continuously paid for more than 6 months before the loan, and the accumulated time of the accumulation fund cannot be less than 12 months;

3. The self-raised funds of the first suite account for more than 3% of the total house price, and only 2% of the first home loan below 9 square meters;

4. The borrower has a proper job and a stable income, a fixed monthly salary, and a clear intention to repay the loan;

5. Signed a house purchase contract or contract with the house sales office;

6. Meet other conditions stipulated by the trustor and the trustee.

I hope the above contents can help you. If you have any other questions, please consult a professional lawyer.

Legal basis: Regulations on the Management of Housing Provident Fund

Article 11 The housing provident fund management center shall perform the following duties:

(1) Prepare and implement the plan for the collection and use of housing provident fund;

(2) To be responsible for recording the deposit, withdrawal and use of employee housing provident fund;

(3) Responsible for the accounting of housing provident fund;

(4) to examine and approve the withdrawal and use of housing provident fund;

(5) Be responsible for maintaining and returning the housing accumulation fund;

(6) to prepare a report on the implementation of the plan for the collection and use of housing provident fund;

(7) to undertake other matters decided by the housing provident fund management Committee.