Normally, the balance in the medical insurance card is used to pay for the insured person's medical treatment and drug purchase at designated medical institutions, and cannot be withdrawn directly in cash.

1. Purpose of the balance of the medical insurance card The balance in the medical insurance card is composed of the medical insurance premiums paid by the insured individuals and part of the fees paid by the unit.

These funds are mainly used to settle expenses when purchasing medicines at designated medical institutions.

By using a medical insurance card, insured persons can enjoy partial reimbursement or reduction of medical expenses, thus reducing their financial burden.

2. Restrictions on withdrawing the balance of the medical insurance card. According to my country's current medical insurance policy, the balance in the medical insurance card cannot usually be withdrawn directly in cash.

This is because the medical insurance system was originally designed to protect the basic medical needs of insured persons rather than to provide cash benefits.

Therefore, the insured cannot withdraw the balance in the medical insurance card as cash at will.

However, there are some exceptions where the balance of the health insurance card can be withdrawn under special circumstances.

For example, medical insurance policies in some areas allow insured persons to apply for the refund of the balance in their medical insurance cards to their personal bank accounts due to specific reasons (such as medical treatment in other places, death, etc.).

However, these situations usually require certain conditions and procedures to be met, and the specific refund amount and method may vary from region to region.

3. Understand local medical insurance policies. Since medical insurance policies may differ from place to place, insured persons should understand local medical insurance policy regulations in order to better use and manage their own medical insurance card balances.

Relevant information can be obtained by consulting local medical insurance departments, hospitals or pharmacies.

To sum up: the balance in the medical insurance card cannot usually be withdrawn in cash, but is used to pay for the insured person's medical treatment and drug purchase at designated medical institutions.

Although there are some exceptions where the balance of a health insurance card can be withdrawn under special circumstances, certain conditions and procedures usually need to be met.

Therefore, insured persons should understand local medical insurance policies and regulations, and rationally use and manage their own medical insurance card balances.

Legal basis: Article 28 of the "Social Insurance Law of the People's Republic of China" stipulates: Medical expenses that meet the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses shall be covered by the basic medical insurance in accordance with national regulations.

Paid from the fund.

Article 30 of the "Social Insurance Law of the People's Republic of China" stipulates: The following medical expenses are not included in the payment scope of the basic medical insurance fund: (1) should be paid from the work-related injury insurance fund; (2) should be borne by a third party

(3) Should be borne by the public health department; (4) Seek medical treatment abroad.