Capital allocation is an investment method, which usually refers to investors trading securities by borrowing funds. In the fund-raising transaction, investors combine their own funds with the funds of the fund-raising company for trading. Therefore, the transferred money will not be directly credited to the personal account.
In the fund-raising transaction, investors need to specify the use and distribution of funds in the contract signed with the fund-raising company. Usually, the fund-raising company will put the funds it provides into a specific trading account. Investors can trade through this account, but they cannot directly withdraw funds from their personal accounts.
There are two main ways to allocate funds for fund-raising transactions: one is to allocate funds according to the proportion of fund-raising, that is, investors and fund-raising companies share profits and losses according to the agreed proportion; The other is to allocate according to fixed fees, that is, investors need to pay a certain fee to the fund-raising company according to the contract, and the remaining profits belong to the investors.
It should be noted that there are certain risks in fund-raising transactions, and investors need to be responsible for their own investment decisions and operate on the basis of understanding relevant laws and regulations. When signing a contract with a fund-raising company, investors should carefully read the terms of the contract, understand the use of funds and risk warnings, so as to protect their legitimate rights and interests.
In short, the allocated funds will not be directly credited to personal accounts, but managed and used through specific trading accounts. Investors should pay attention to the relevant contract terms and be responsible for their own investment decisions when conducting fund-raising transactions.
It is an important operation to transfer the allocated funds to personal accounts safely. Here are the steps to ensure safety:
First of all, we must choose a formal fund-raising platform to understand its background and reputation. Read the user agreement and privacy policy of the platform carefully to ensure compliance with relevant laws and regulations.
Secondly, provide accurate personal account information. Ensure that the account name, account number and bank information are accurate, and avoid transferring funds to the wrong account due to input errors.
Third, use secure payment channels to transfer money. Select a standardized third-party payment institution or bank to transfer funds to ensure the safety and reliability of payment channels.
Fourth, set strong password and secondary authentication. Personal accounts are set with complex passwords, and dual authentication functions are enabled to improve account security.
Fifth, check the transaction records of personal accounts regularly. Check the flow of funds in the account in time to ensure that there is no abnormal transfer or withdrawal operation. If there is any abnormality, contact the fund-raising platform or relevant institutions in time for handling.
Finally, be vigilant, don't trust the promotion or inducement of strangers easily, and avoid security risks such as phishing fraud.
Please note that the above are only general suggestions, and the specific operation still needs to be carried out according to the personal situation and the requirements of the fund-raising platform. If you have any questions or need further guidance, please consult a professional or lawyer.
Legal basis:
People's Republic of China (PRC) Securities Investment Fund Law (revised on 20 15);
Chapter XII Fund Industry Associations Article 111 Fund Industry Associations shall perform the following duties: (1) Educate and organize members to abide by securities investment laws and administrative regulations and safeguard the legitimate rights and interests of investors; (two) to safeguard the legitimate rights and interests of members in accordance with the law and reflect the suggestions and demands of members; (three) to formulate and implement industry self-discipline rules, supervise and inspect the practice behavior of members and their employees, and give disciplinary sanctions in accordance with the provisions for violations of self-discipline rules and articles of association; (four) to formulate industry practice standards and business norms, and organize the examination, qualification management and business training of fund employees; (five) to provide member services, organize industry exchanges, promote industry innovation, and carry out industry publicity and investor education activities; (six) to mediate fund business disputes between members and between members and customers; (seven) to handle the registration of non-public offering funds according to law; (eight) other duties stipulated in the articles of association.