Do many people buy a fixed investment from the fund in their lives, and then more or less encounter the following situations: occasionally they suddenly fall into a cycle, and suddenly remember that one day last month, the fund account was squandered, and they forgot to set the date of deduction, and even forgot whether there was any money in the card. Because of this situation, there are countless examples of the failure of fund fixed investment deduction, so what should I do if the fund fixed investment deduction fails?

What if the fund fails to deduct the fixed investment?

Deduction failed due to insufficient account balance. You can try the following methods:

If monthly deduction is made, you can modify the agreement and change the deduction date to weekly deduction. After the deduction is successful, you can change it back to monthly deduction and choose the date of each month. This can ensure that you can deduct money again in the current month without affecting your fixed investment plan. (Remember to get it done before Friday 15: 00! )

If there is no money in the account, the fixed investment is invalid, and the system will not delay the deduction for one day. If there is no money in the account for two consecutive times, the regular fixed investment will be cancelled by the system.

If you really want to buy this time, you can cancel the original investment setting and add a fixed investment, so you can continue to deduct money.

Fund deduction deduction procedures are generally like this:

1. No specific deduction date is specified, and the general deduction date is the first trading day of the current month;

2. If the customer makes a fixed investment before 15: 00 on the same day, the deduction will be made on the same day; if the customer makes a fixed investment after 15: 00, the deduction will be made on the next day;

3. If the balance of the fund account designated by the investor is insufficient within the legal trading hours of the day, the banking system will automatically continue to deduct the money the next day, and calculate the confirmed share according to the net value of the fund share on the day of actual deduction;

4. If the balance of the deduction account is insufficient and the number of defaults reaches three times, the system will automatically terminate the investor's fund fixed investment business;

In addition, investors should understand the calculation rules of default: if the current balance of the investor's fund account is insufficient, the current deduction subscription is unsuccessful and the number of defaults is increased once. In the next period, the system will not only deduct the subscription money of the previous period, but also deduct the subscription money of the current period. If the previous subscription and the current subscription are successful, the number of defaults will be reduced by one; If the supplementary subscription is successful and the current deduction subscription is unsuccessful, the default number will remain unchanged; If the supplementary deduction subscription and the current deduction subscription are unsuccessful, the number of defaults will be increased by one; And so on.