From the perspective of foreign countries, many countries have a high pension payment period. For example, from 20 18 in France, the length of service of retirees enjoying full retirement pension has increased from 4 1 3 months to 4 1 year and a half, and it is planned that the legal length of service will reach 43 years by 2035; Germany stipulates that the insured must reach the set age limit in order to receive pension, and the normal retirement age in Germany is 65 years old. Through this comparison, it can be concluded that increasing the pension payment period in China should also be in line with international practice.
However, population aging is a global proposition. Among the different coping styles in different countries, increasing the pension payment period is not the only answer to this proposition. For example, representative countries with a lower payment period than China, such as the United States, only stipulate that the minimum payment period is 10 year. In this case, the extension of the minimum payment period of pension must be discussed on the table-what impact will this have on the overall situation of social pension in China?
In the final analysis, the purpose of extending the pension payment period is to expand the funds of pension accounts, including both individual accounts and overall accounts. To put it bluntly, it is to let the insured bear more obligations, including the obligation to pay the amount and the obligation to receive a pension in the future, which is the same concept as extending the retirement age. However, if our pension system only emphasizes the obligation performance and fee payment of the insured, but does not allow them to have the rights matching with the obligation performance, I am afraid that it will eventually encounter a crisis of integrity, which is more likely to lead to "retaliation" of "stopping payment when the payment period expires".