Deposit in the bank, there will be no loss, there will be some interest, but it is very reluctant to catch up with inflation;

Buying government bonds is similar to depositing in a bank, with a slightly higher interest rate and early payment in the middle. The interest rate is better than that of deposits, but it is not always there.

Buying stocks, if you are familiar with the stock market and have time, you should not be afraid of losing money, which is worth considering;

Buy lottery tickets, if you can donate money at any time, you can try;

However, personally, it may be more appropriate to buy a fund, and there may be the possibility of losing money. However, if you persist for more than three years (don't wait for three years, you will receive it when you are ready), the chances of making a profit are still relatively large. The fund is risky and needs to be cautious in investment.