Household expenses are 20%-30%, 10% tax, 40%-50% investment (business, house, car, fund, stock), and 20%-30% savings.
Experts suggest that 20%-30% of bank savings should be used as a family financial security plan, including education fund, living security, major illness security and medical security.
To determine the amount of life insurance and critical illness insurance, we need to do a demand analysis (we need to know about mortgage, car loan, debt, living expenses, mountain insurance and so on. ) to calculate.
This action must be face to face to help you make a reasonable plan.