Can you earn 10000 a month by buying a fund of10000?
Funds are non-guaranteed floating expected return products, that is to say, the fund company will not promise to protect the capital and will not guarantee the minimum expected return. So if they buy 10,000 funds, it is uncertain whether they can earn 1000 yuan a month. The actual expected return of the fund is related to market conditions, fund types, fund managers and other factors.
1, the average expected return of the fund.
If you buy a fund of 10,000 yuan, you can earn 1000 a month, that is, you can earn 12000 a year, which means that the expected annual rate of return of the fund has reached 120%. Although the expected return of the fund in the future is unpredictable, the expected return of the fund in the past can be used as a reference.
In 20 19 years, the overall average expected return of the fund is 0 for stock funds and exponential for hybrid funds. Judging from the average expected return, it is almost impossible to buy 10,000 funds and earn 1000 yuan a month, that is, the annualized expected return reaches 120%.
2. The expected rate of return of a single fund
In 20 19, the top three expected returns of active equity funds are Guangfa's dual-engine upgrade mix (,Guangfa's innovation upgrade mix (and Guangfa's diversified emerging stocks). Therefore, judging from the expected return performance of a single fund, it is possible to buy 10,000 funds and earn 1000 yuan a month.
However, the past performance of the fund does not represent the future performance of the fund. The overall performance of the fund in 20 19 is better than that in 20 18, but this does not mean that this market will continue in 2020.
Moreover, for individual investors, investing in active stock funds is risky, and there are also higher requirements for the selection and purchase time of fund products. Generally speaking, it is unrealistic to buy 10 thousand funds and expect to earn 1000 a month.