the amount paid by the medical insurance account unit is mainly used to construct and improve the medical insurance system and protect the medical rights and interests of the insured. Specifically, these funds will be included in the medical insurance fund to pay the medical expenses of the insured, provide medical subsidies and support medical reform and development.

in the medical insurance system, the amount paid by the unit and the amount paid by the individual are isomorphic and become the main source of the medical insurance fund. These funds are managed by the medical insurance department and allocated and used according to relevant policies and regulations. The medical insurance foundation pays according to the reimbursement of medical expenses of the insured, so as to ensure that the insured can get timely and effective medical services.

At the same time, the medical insurance fund will also be used to provide medical subsidies to help those insured people who are in trouble because of high medical expenses. These subsidies can be used to pay the medical expenses, drug expenses, etc. of the insured, and reduce their economic burden.

in addition, the medical insurance fund will also support medical reform and development. By investing funds, we will promote the reform and upgrading of medical institutions and improve the quality and efficiency of medical services. At the same time, it will also be used to support the development of medical research and new technologies and promote the progress of medical undertakings.

to sum up, the amount paid by the medical insurance account unit is mainly used to construct and improve the medical insurance system, protect the medical rights and interests of the insured, provide medical subsidies and support medical reform and development. The rational distribution and use of these funds is of great significance for maintaining social stability and promoting economic development.

Legal basis:

Article 25 of the Social Insurance Law of the People's Republic of China

stipulates:

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly and minors who are over 6 years old in low-income families, etc., are subsidized by the government.

Article 26 stipulates:

The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27 stipulates:

Individuals who have participated in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits according to the national regulations if their accumulated contributions reach the number of years stipulated by the state when they reach the statutory retirement age; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.