Legal analysis: families who have lost their independence can be introduced to nursing homes by civil affairs departments, and elderly people who have lost their independence with low income or low income cannot guarantee a minimum living allowance of 300 to 700 per month.

Legal basis: Article 25 of the Accounting System for Social Insurance Funds states that the basic endowment insurance fund expenditures of enterprise employees include pension insurance benefits, transfer expenditures, subsidies to subordinates, superior expenditures and other expenditures. Expenditure on pension insurance benefits includes basic pension, Medicaid, funeral subsidy, pension and disability allowance. Basic pensions include basic pensions, personal account pensions, transitional pensions, and retirement fees, retirement fees and subsidies for retired and resigned personnel before the implementation of the Decision of the State Council on Establishing a Unified Old-age Insurance System for Enterprise Employees (Guo Fa [1997] No.26). Personal account pension includes monthly personal account pension expenditure and one-time personal account expenditure. One-time expenditure of personal account refers to the expenditure of the amount of funds returned to personal account by individuals who participate in the basic old-age insurance for enterprise employees due to death, going abroad on business, etc. Medicaid refers to the payment of medical expenses for retired and resigned personnel who have been included in the expenditure scope of the basic old-age insurance fund for enterprise employees according to regulations. Funeral grants and pensions refer to the funeral grants for the insured who have been included in the expenditure scope of the basic old-age insurance fund for enterprise employees, and the pension expenses for their survivors who died due to illness or non-work-related injuries. Disability allowance refers to the basic living expenses paid to the insured who has completely lost the ability to work due to illness or non-work-related disability and has not reached the statutory retirement age according to the standards set by the state. Deduct the repeated basic old-age insurance benefits for urban and rural residents from the basic old-age insurance fund for enterprise employees and pay them from other expenses.