Is Harvest Express currency safe?
First of all, from the perspective of risk level
Judging from the risk level, this money fund is relatively safe. Harvest organization expresses that the risk level of currency A is "low risk", which is the same as Yu 'ebao. Money fund is the lowest risk fund and has never lost money in history. The security of Harvest Express Currency A is similar to that of Yu 'ebao, so don't worry.
Second, from the perspective of fund size.
The size of the fund is 46.9 billion yuan, and there is no risk of liquidation. This amount is also beneficial to the money fund. It is not as huge as Yu 'ebao, so it can't win high expected income when considering safety. At the same time, the scale of tens of billions is also conducive to negotiations with banks to strive for higher interest rates on agreed deposits (one of the investment varieties of the Monetary Fund).
Third, from the perspective of investment scope.
From the perspective of investment scope, Harvest's expression of currency A is also relatively safe. Harvest organization expresses Currency A as a monetary fund, which mainly invests in money market instruments and short-term bonds.
Money market instruments include deposits, government bonds and central bank bills. , basically zero risk. The short-term bonds it invests in are generally bank bonds with high credit rating, and the loss of principal is only theoretically possible, but in fact it is very safe.
Based on the analysis of the above two aspects, we can see that Harvest Express currency A is relatively safe, so there is no need to worry too much about investment. Warm reminder, financial management is risky and investment needs to be cautious.