First of all, you should know what kind of investor you belong to. If you are risk-averse, I suggest you buy index funds, bond funds or money funds, such as: Huaxia Cash Increase Currency, Huaxia CSI 300 Index and Penghua CSI 500 Index; If it is risk-oriented, you can choose stocks and partial stocks with higher risks but higher returns, such as: Penghua Select Growth, Huaxia Advantage Growth Stocks, and Penghua Consumption Optimization; If the risk is neutral, hybrid funds can be considered, such as: China Bonus Mix, China Growth Mix, Penghua China 50, Penghua Power Growth, Penghua Industry Growth and so on.