Process of applying for housing provident fund loan in different places:
Workers pay in the place of employment (deposit place) and buy self-occupied housing in the place of residence (loan place), and apply for loans with the deposit certificate of provident fund.
The local provident fund management center applies for provident fund personal or rental loans.
When accepting the approval of housing provident fund loans in different places, the provident fund management center in the place of deposit shall issue relevant materials such as the deposit of local housing provident fund and loan certificate of employees and their spouses.
The materials required for handling provident fund loans in different places are:
1. Application for approval form (with official seal of the company) (in triplicate);
2, the applicant's family and social relations questionnaire (3 copies);
3. Copy of the house purchase contract (3 copies) for the record;
4 copies of the applicant's and spouse's ID cards (3 originals);
5, employee housing provident fund deposit and loan certificate (3 copies);
6. The applicant shall provide a copy of the ID card and contact telephone number of the permanent contact person who lives in the administrative area and deposits the housing accumulation fund in the center (3 copies);
7. Copy of marriage certificate (if unmarried or divorced, proof from the civil affairs department where the borrower is registered) (3 originals);
8. The monthly salary certificate stamped by the borrower and spouse (if the monthly salary is more than 5,000 yuan, please provide a detailed list of the salary of the last three months stamped with the official seal of the unit) (3 copies);
9 copies of the down payment receipt (3 copies);
10, personal credit business authorization (fill in at the counter, one for husband and wife);
1 1. Credit report inquiry application form (filled in at the counter, one for husband and wife).
In addition to the above information, the lender shall also provide appraisal reports (3 copies) when purchasing second-hand houses in different places.