1. Pacific Bank Insurance: including dividend-paying pension insurance, Baodeli pension insurance, Hongfubao pension insurance, Hongfudo pension insurance, Hongfushou annuity insurance, etc.
2. Pacific property insurance: including family property insurance, motor vehicle insurance and accident insurance;
3. Pacific Asset Management Insurance: including wealth management products and customer service;
4. Pacific life insurance: annuity products, life insurance products, short-term accident products, health products, etc.
How to choose insurance
1. There is no best insurance, so you need to judge whether it is suitable for you according to your own situation.
2. China Pacific Insurance, also known as Pacific Insurance, or China Pacific Insurance for short, was established on May 3rd 199 1 year, and is a national joint-stock commercial insurance company approved by the People's Bank of China. CPIC is the second largest property insurance company in Chinese mainland, second only to China Property Insurance, and one of the three largest life insurance companies. The company operates a variety of insurance services, including life insurance and property insurance.
3. In addition to the company's strength, the operation of insurance companies is also strictly supervised by the CBRC, with a sound supervision and withdrawal mechanism. From an institutional point of view, it is safe to buy the company's products. At the same time, the company has many types of insurance and products. Whether the insurance we buy is good or not depends on whether the product scheme is suitable for us, whether the service agent is professional, and whether the service before, during and after sale is good or not.
4. First of all, from the perspective of access mechanism, the minimum registered capital of insurance companies is 200 million yuan, and the minimum registered capital of national insurance companies is 500 million yuan, which must be paid-in monetary capital. In other words, the strength of insurance companies that have already started business should not be underestimated.
5. Secondly, there is a perfect supervision mechanism. China Banking and Insurance Regulatory Commission requires insurance companies to disclose their solvency quarterly. If the solvency fails to meet the requirements, they will order shareholders to increase capital, suspend the opening of new branches and suspend the issuance of new policies.
Finally, there is a perfect exit mechanism. According to the national regulations, insurance companies engaged in life insurance business can only be acquired by other insurance companies. If no insurance company is willing to buy, the CBRC will formulate an insurance company to take over. When necessary, start the insurance guarantee fund to help insurance companies. The well-known Xinhua Life Insurance and Anbang Insurance Group have all started insurance protection funds.