You are talking about fixed investment, and the minimum limit for fixed investment is 100 to 500.1. 100 yuan will be deducted from your account every month, and you must deposit money into your account in time.

2. Regarding the deduction of fixed investment, the regulations of each bank are different: (BoCom) When you have no money in your monthly account and the application for regular fixed subscription for the current period fails, even if there is sufficient balance in the account after the deduction, the current period will not be

If additional deductions are made, if the application fails for three consecutive periods, the regular fixed quota subscription application will be automatically terminated.

(ICBC) The deduction time for fund fixed investment is as follows: (1) When is the deduction for fund fixed investment signed during fund trading hours?

If the agreement takes effect on the same day and the balance is sufficient, the payment will be deducted at that time (if the balance is insufficient, the deduction will be delayed).

(2) When will the funds be deducted if a fund investment is signed between 15:01 and 24:00 during non-fund trading hours?

If the agreement takes effect on that day, deductions and subscriptions will be made on the next fund trading day.

(3) If a time for participating in fixed investment is set and that day is not the day of signing, when will the payment be deducted?

Deductions and subscriptions will be made on the next fund trading day after the effective date of the agreement.

You can choose the deduction time when the fund fixed investment takes effect for the first time, and the payment will be automatically deducted on the first working day of each month starting from the month after it takes effect.

Fixed investment requires a sufficient balance in the account.

Agency banks have different regulations on fixed investments, and the deduction dates are different. Beware of failure or termination of fixed investments due to insufficient funds.

For example, Bank of Communications and China Construction Bank, on the agreed date or the transfer date postponed due to holidays, if the account balance is insufficient and the deduction is unsuccessful, the fixed investment plan will be automatically terminated even if the transfer is unsuccessful for three consecutive months, even if the account is in default once.

ICBC is different. Fixed investment business is generally transferred on the first trading day of each month. If the balance is insufficient, the system will automatically scan. No matter which day in the specified month, as long as there is sufficient funds in the account, the deduction will be automatically carried out.

It should also be noted that if there is no successful transfer for three consecutive months or three defaults, the investment plan will be terminated.

So make sure there is money in the account.

According to the relevant announcement of ICBC, the fixed investment rules are as follows: 1. No specific deduction date is specified, and the general deduction date is the first trading day of the month; 2. If the customer applies for fixed investment before 15:00 on the same day, the payment will be deducted on the same day, 15

: If fixed investment is made after 00:00, the amount will be deducted the next day; 3. If the balance of the fund account designated by the investor during the statutory trading time of the day is insufficient, the bank system will automatically continue to deduct the money the next day, and the net value of the fund share on the day of actual deduction will be

Calculate and confirm the share; 4. If the balance of the debit account is insufficient and the number of defaults reaches three times, the system will automatically terminate the investor's fund fixed investment business; in addition, investors should understand the calculation rules for defaults: If the investor's capital account balance is insufficient during the current period

, if the current period's deduction subscription is unsuccessful, the number of defaults will be increased by one.

In the next period, the system will not only deduct the subscription payment for the previous period, but also deduct the subscription payment for this period. If both the subscription for compensation and deduction for this period are successful, the number of defaults will be reduced by one; if the subscription for compensation for deduction is successful and

If the current period's deduction subscription is unsuccessful, the number of defaults will remain unchanged; if both the current period's deduction subscription and the current period's deduction subscription are unsuccessful, the number of defaults will be increased by one; and so on.