The commission rate charged by the fund varies according to the redemption time, because the shorter you hold it, the more unfavorable it is to the market stability of the fund. The more fund companies don't want you to do this, the higher the commission rate will be. If the fund is held for less than 7 days, the commission rate of 1.5 will be charged directly, and 100 yuan will be charged to you 1.5 yuan. Do you think the fund you bought can increase in value in less than 7 days 1.5 yuan? This is not necessarily true. Partial-share hybrid funds may be possible, but they may not be able to achieve pure debt or low risk.
The longer the fund is held, the lower the handling fee rate. If it is held for more than one month but less than one year, the proportion shall be 0.5%, if it is held for one to two years, it shall be 0.25%, and if it is held for more than two years, the handling fee rate will generally be 0 according to 730 days. In other words, you bought this fund two years ago. There is no handling fee for a 40% increase now. This 40% will be your direct income. Only a few people can hold a fund for more than two years. Because most funds have not been established for two years.
Funds are really 1 1 things that need to be held for a long time, but there are risks. No one can guarantee the degree of this foundation for two years. The people we see holding this fund for two or three years are just winners. Many of them have held on for a long time and found that there is no hope of turning back. So the longer they hold it, the higher the risk you take, and of course the higher the income you may get, because if you hold it normally for half a year, you can get 10%, which is already very good, but you still have this fund for two years.