Analyze from three aspects
There are two types of monetary funds on Alipay, one can be purchased through Yu'e Bao, and the other can be purchased through Wealth Channel.
ABC RiRi Xin Currency A is one of the currency funds that can be purchased through the Wealth Channel, so what about ABC Ri Ri Xin Currency A?
Today I will help you analyze it carefully.
1. Principal security analysis ABC RiRixin Currency A is a currency fund product. The risk rating of the currency fund is very low, so the investor’s principal security is relatively high.
Secondly, when monetary funds are managed and operated, they are subject to the supervision of regulatory agencies, so the security of assets is also very high.
Only in extreme markets can money funds lose money.
Judging from its historical performance, ABC RiRixin Currency A has never suffered a loss.
2. Analysis of the expected rate of return of the product In fact, all monetary fund products are similar, and the competitiveness of different products is mainly reflected in the expected rate of return.
The current 7-day annualized expected return rate of ABC RiRixin Currency A is the trend of the seven-day annualized expected return rate in the past year, which has mostly been in the range of more than 4%; from the perspective of similar rankings, ABC RiRixin Currency A has nearly
The one-year cumulative return ranks 120th among more than 600 currency funds, and its ranking has risen to 82nd in the past month.
In terms of long-term expected return performance, the expected return level of this product is still good.
3. Product risk analysis The investment direction of money funds is strictly regulated, and judging from the investment strategy of ABC RiRixin Currency A, the product is mainly to ensure good expected returns and liquidity, and then maintain low risk, and ultimately
Obtain stable expected returns that are higher than the performance benchmark.
From this point of view, the investment risk of ABC RiRixin Currency A is relatively low. After all, the risk of currency fund products is only higher than that of bank deposits.
Summary: Generally speaking, Nongying Rixin Currency A is a currency fund with good expected return performance. The possibility of principal loss is low, and it is more suitable as a current financial management tool.