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The pensions for 60-year-olds in rural areas also vary greatly from place to place. What is the reason?

I think there are two main reasons!

The first is that the composition of rural pensions is certain: the rural pensions mentioned here are nothing more than two situations. One is that rural areas do not participate in social security, and elderly people over 60 years old are given certain so-called pensions in various places. In fact, they are very

It should be easy to understand the low living allowance; the other is the elderly over 60 years old who participated in the "New Rural Security", which was originally called "New Rural Security", and was later merged into "Urban and Rural Residents Social Security". They receive monthly pensions from social security, and this

This kind of pension mainly consists of two parts: personal account and basic pension.

This accounting method of "social security for urban and rural residents" is different from that of "employee social security". For employee social security, whether the enterprise and the employee jointly pay the contribution, or the employee pays the fee independently, 2/3 of the employees are included in the overall social security plan.

Account, only 1/3 goes into personal account.

For example, if you pay 150,000 yuan in pension insurance, then 100,000 yuan will go into the social security pooling account and be used to pay the basic pension, and only 50,000 yuan will go into the personal account and be used to pay the personal account pension.

In this case, although the basic pension obtained from "employee social security" is also affected by the local employee social wage, it is not the deciding factor. The deciding factor is your payment period and the proportion of the payment base.

The "Resident Social Security" is different. All its payments, including centrally subsidized interest, are all credited to individual accounts.

But its basic pension can only be funded by full subsidies from several levels of finance.

If the central government has money to pay, the local basic pension standard will be high. For example, it exceeds 1,000 yuan in Shanghai and close to 1,000 yuan in Beijing, but in most places it is still less than 200 yuan.

The second is the uneven demographic and economic development of various regions: If you think about it, the national social security system itself is based on provinces and autonomous regions as coordinating units. Due to historical and practical development reasons, there has been an imbalance of social security funds among provinces.

The specific manifestation is that the balance of social security funds in developed areas is large and the pensions are relatively high; while in less developed areas, not only are the balances of social security funds relatively low, but the payment capacity of social security funds is limited, and some places are even stretched.

Therefore, the country is trying every means to promote national coordination.

Against such a general background, this is especially true for our rural pensions. The proportion of rural population in each province is different, and the level of economic development is even different. For example, in Shanghai, why does the basic pension have a subsidy of more than 1,000 yuan? This is not only important

This is because it is an industrial city with huge development potential and economic strength, and more importantly, the proportion of Shanghai's rural population is quite small, so its financial burden is much smaller.

And some of our large agricultural provinces have little money from their own sources, and agriculture does not make money; and the rural population is large, so naturally there are more people who need subsidies, and there are more monks and less rice; the final result can only be to lower the subsidy standards, which naturally

This has resulted in a wider gap in rural pensions across the country.

A more serious problem is that this gap is getting wider and wider. For example, this year, while Shanghai was adjusting employee social pensions, it also increased rural pensions by 100 yuan.

To sum up, the question asks why the pensions for people over 60 years old in rural areas vary greatly from place to place.

I can clearly tell you that there are many reasons for this, but there are mainly two aspects: First, it is caused by the different composition methods of rural pensions.

The basic pension for rural areas is fully borne by the central government, which determines its dependence on the central government.

In other words, "a rising tide lifts all boats." The more prosperous the central economy is and the stronger its fiscal capacity is, the higher its basic pension quota will be.

The second is caused by uneven demographic and economic development in various regions.

Because my country implements a social security system that is coordinated by each province, municipality, and autonomous region, and the agricultural population in each province, municipality, and autonomous region in my country is quite unbalanced, and the economic strength gap between regions is large, and even the more developed areas have smaller agricultural populations, such as Shanghai, so it If the fiscal payment capacity is strong, the central basic pension ratio will be high.

On the other hand, the more agricultural a province is, the larger its rural population is and the weaker its economic strength is, so the subsidy standards for basic pensions are lower, creating a vicious circle.